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| 100% Loan Guaratee- Better than FHA |
| 30 year Fixed |
| FHA Loan 3.5% Down |
| $100 Down |
| Good Neighbor Next Door |
| 95% Conventional Financing |
| 15 Year Fixed |
| Interest Only |
| Reverse Mortgage |
| Mobile/Manufactured Homes |
| Investment Loans |
| Home Equity Line of Credit |
| 2, 3, 5, and 7 year Arm Loans |
| Land Loan |
| Negative Am Loan |
| Hard Money Loans |
| New Construction Loan |
| Constuction Rehab Loan |
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100% Loan Guaratee- Better than FHA
This loan type is a 100% Loan program that has NO monthly MI (Mortgagge Insurance), No Reserves, No Assets, Unlimited Gift Funds, No Score Requirement and more.... about 90% of Florida would qualify for this loan. Fixed Rates, No Prepayment Penalties, Conventional Low Rates. Excellent Program!!!
The Loan is based on 100% of the property value plus the 3.5% USDA fee. This fee is due to borrowing more than 80%.
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30 year Fixed
Fixed loan rate where principal and interest will never change for the life of the loan.
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FHA Loan 3.5% Down
FHA Loan Requires 3.5% down.
This loan type is only for your Primary Residence and requires Mortgage Insurance to be paid Monthly and a one time Upfront Mortgage Insurance Premium.
The loan is a great product for those that are looking for minimum down payment, has other investment properties, and would not qualify for 100% financing.
Term: 30 years
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$100 Down
This is a FHA loan that is used to purcahse a current HUD owned home.
A HUD owned home is a foreclosed home that had a FHA financing.
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Good Neighbor Next Door
This loan is for Law Enforcemen, Firefighters, EMT's, and Teachers
Save up to 50% on the purchase of a Hud owned home.
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95% Conventional Financing
5% Down on a Conventional, 30 year Fixed Rate Mortgage.
Up Front Mortgage Insurance Premium w/ options. Monthly Mortgage Insuarance is required. Mortgage Insurance is not required for 60 months like FHA. Mortgage Insurance is normally kept until the principal balance is at least 20% or less of the value of the home. Each loan varies. Average time between 12 to 24 months minimum.
Term: 30 years
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15 Year Fixed
Pay off your Home in 15 years with a Fixed Rate Loan
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Interest Only
Loan payment is Interest Only for a set term and than adjusts on the following payment.
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Reverse Mortgage
A Reverse Mortgage is generally used by those who are retired so they may Travel and live life with the Equity they have gained in their home. There are no payments, closing within 30 days normally.
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Mobile/Manufactured Homes
Fixed Rate Mobile and Manufactured Home Loans. FHA financing is available.
Depending on your credit score, we can get your loan close to the normal Home Loan rates.
Hard Money Lenders as well.
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Investment Loans
- Inestment Loans with normal rates
- Cash out available
- up to 10 properties financed
- regular fixed rate mortgage
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Home Equity Line of Credit
Home Equity Line of Credit. Low or No Closing Costs.
Call or Email for more information.
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2, 3, 5, and 7 year Arm Loans
Loan is fixed for a number of years and than adjusts at the beginning of the following month. This type of loan is good for those maybe planning on moving, selling, expecting the Equity in the home to increase or credit to get better in order to refinance in a couple of years.
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Land Loan
Anywhere from under 1 acre up to 20+ acres
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Negative Am Loan
Negative Am is a good loan to use when you are just starting out and need your loan payments lower or for Investment Property. You pay at a Interest Rate that is Lower but have the option to make the Normal payment.
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Hard Money Loans
Low Scores or Bad Credit.
Hard Money loans can get you the Home you want. Whether the Property is not able to be financed Conventionally or you have credit issues to be resolved.
No Prepayment Penalty. 30 year Fixed Amoritization.
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New Construction Loan
Wanting to Build your Dream House. Well now it is possible. We can get the Construction Loan you need with a 1 time closing. After Construction is completed you will pick the Program type you want for a Fixed Rate, Adjustable Rate, ARM, Interest Only, etc.
Let us help you make your Dream Come True!
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Constuction Rehab Loan
This Loan is Perfect for those who are looking to do some Re-Modeling and/or Additions. It is treated like a Construction Loan and a Refinance in one.
The Loan amount would be based on what the value of the home is after the project is completed.
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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